Are you looking for an Auto Loan, Personal Loan, Line of Credit, Mortgage Loan, or a Home Equity Line of Credit?
NEW AUTO LOANS USED AUTO LOANS
We offer very competitive rates and no down payment financing. We will lend up to 125% of MSRP or Kelley Blue Book including tax, license and warranty. There is no application fee and a 1/4% discount when you set up automated payment from a MLCU Account.
PERSONAL LOANS
Do you want to payoff all those high interest credit card bills? Take a vacation? You can with a low rate MLCU personal loan. We offer competitive rates and flexible payments terms.
LINES OF CREDIT
The loan that is there “just in case.” You only pay when you use it.There is no application fee and it can be linked to your checking account for overdraft protection.
HOME EQUITY LINE OF CREDIT
Borrow up to 80% of the equity in your home for improvements, college expenses, debt consolidation and more. Competitive rates with no fees or points. Interest paid may be tax deductible (consult your tax advisor).
FIRST MORTGAGE
We offer both a 30 year due in 5 years and 30 year due in 7 years First Mortgage. Below market fixed interest rates with zero points makes this a popular loan. We loan 80% of property value and standard closing costs are required.
MANUFACTURED HOMES
Mendo Lake Credit Union will now finance the purchase or refinance of used manufactured homes located in established parks. Manufactured homes need to be a model year of 1977 or newer. The maximum term is 20 years with extremely competitive rates.
Platinum MasterCard® Account , Mastercard® Family Account & Rewards 2 U™ Travel Points Platinum MasterCard®
You know you can rely on Mendo Lake Credit Union to deliver the best service, and all the advantages you deserve. Our card even features No Balance Transfer Fees.
We also offer a MasterCard Family Card - the new way to teach your children good credit habits. Click on the Apply Now Button for details.
The following benefits are offered with each Platinum MasterCard account:
Travel Accident Insurance - Receive $1 million in travel accident insurance when you use your Platinum MasterCard credit card to pay for airfare.
Purchase Assurance - Merchandise purchased with your MasterCard that is damaged or stolen within ninety days of purchase, may be eligible for benefits.
Extended Warranty - Use your credit union Platinum MasterCard for major purchases and receive some truly amazing benefits. MasterCard’s Purchase Assurance protects most purchases against theft or damage for a full 90 days. You may also get Extended Warranty Coverage from MasterCard at no extra charge.
Year End Summary - The Year End Summary can take the hassle out of bookkeeping. All your card purchases will be conveniently itemized and listed in categories. It’s an indispensable tool for tax preparation and budgeting.
Apply Online Today!
CREDIT LIFE AND DISABILITY
Mendo Lake Credit Union offers credit life and/or disability payment protection on most loan products. This coverage insures the balance of members’ loans in the event of death and continues payment if you become disabled. Payment protection is only cents per day and provides invaluable peace of mind.
