We can save you time and money!!!!
Visa Check Card
Tired of writing checks? Worrying about carrying too much cash? Our Visa Check Card is just what you need. You can make purchases anywhere the Visa logo is displayed, and the money comes directly out of your checking account. It also acts as your ATM card, adding even more convenience. All of this comes with no annual fee!
ATM
With an MLCU ATM card, you have the power of cash with the convenience and security only an ATM card can offer. Use it at other institutions, retailers or the grocery store to get the cash you need to pay for purchases. There’s no fee for using your MLCU card at the Credit Union ATM or at retailers. If other institutions impose a usage fee, they must disclose that information to you before you complete a transaction. The withdrawal limit is $500.00 per day.
Audio ResponseTake care of financial business when it’s most convenient for YOU with 24-hour access to our Automated Teller Line at no charge. Verify that checks have cleared, process transfers, make loan payments or just verify account balances. Your access is unlimited so you can call any time and stay on the line as long as you need. Locally call 463-8250 or Toll-free call 888-286-3636.
Overdraft Protection
Set up one or multiple overdraft options to transfer funds from your MLCU Savings account and/or MLCU Personal Line of Credit or another MLCU account. Funds will automatically be transferred to cover overdraft situations and prevent the embarrassment of having a check returned for insufficient funds. There are no fees if Overdraft Protection transfers from a Line of Credit and only a nominal fee when automatically transferred from your MLCU Savings Account. (Funds available in your savings account must be in excess of the $25.00 membership amount.)
Temporary Checks
Get temporary checks that look like and work like the “real thing.” Through a program called MICRQuick, we can offer members temporary checks with not only your checking account number but also pre-printed with your name and address. The result? Really personalized checks – from the first day you open an account. Safe Deposit Boxes
Keep your valuable safe and secure. Fees are low and charged on the anniversary of your initial rental. Convenient sizes available, prices range from $18.00 to $125.00 depending on size. Located in Ukiah and Lakeport.
Direct Deposit and Automatic Payroll Deduction
The safe and convenient way to deposit your paycheck, pension, Social Security, or any other recurring payments into any MLCU checking or savings account.
Notary Public Services
A Notary Public on our staff will provide these services free to members during regular business hours. No appointment is needed.
Medallion Guarantee
One of our credit union representatives will be happy to provide medallion guarantees for members at no cost. This service is offered to members only. No appointment is needed.
Travelers Checks
We offer American Express, the most recognized traveler’s checks in the world. Single-signature checks are available to members at no charge. American Express Checks for Two and Gift Checks are available for a nominal fee.
