Beginning Financial Independence: Ages 9 - 17

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Find Money-Wise tips for ages 9-17, parents, and teachers here!

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    It's Your Life & Your Money!

    Visit the "Pocket Cents" page at to find information about the value of money and how it's used around the world, as well as tips on how to start saving for your future!

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    Learn How to Protect Your Identity

    Visit the Federal Trade Commission: a one-stop national resource to learn about the crime of identity theft. Get detailed information to help you deter, detect, and defend against identity theft!

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    Visit the Mint

    In a few years, you’ll get the opportunity to do all of things you’ve always dreamed about.  You could go to college, sail the seas, launch your career, start a business or even start a family.  No matter what you decide, you’ll need money smarts to make it happen! Visit The Mint for tips and tools on managing money.


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    Money Wise activities for kids, teens, parents, and teachers.

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    The National Credit Union Administration shows you how credit unions can help you get where you want to go!

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    MLCU's "Money Wise" Program

    We are proud to partner with the following schools to offer our "Money Wise" youth savings program.  "Money Wise" offers students the opportunity to open an MLCU savings account free of charge.  MLCU staff visit schools on a regular basis to promote financial literacy and students can make deposits into their savings account at their convenience!

    Ukiah - Oak Manor Elementary School

    Fort Bragg - Three Rivers Charter School

    Lakeport - Westlake SDA School, Rose Family Preschool

    Clearlake - Lower Lake Elementary School

    Read the article published in CU Social Good about our Money Wise program here.

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    Paying for college? Use this easy tool to compare your financial aid offers!

    As part of their Know Before You Owe project, the Consumer Protection Financial Bureau worked with the Department of Education to create a Financial Aid Shopping Sheet. Now hundreds of colleges are adopting this form, and CPFB has built a tool to complement the shopping sheet and help students make comparisons tailored to their individual circumstances. If you have received financial aid offers, use this tool to understand how all those numbers impact your payments down the road.

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    Financial Literacy Infographic from Edutopia

    "Students who learn financial literacy skills gain knowledge that will yield returns well into their future." - Edutopia Staff


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By accessing the noted link you will be leaving our website and entering a partner site which is hosted by another party. Please be advised that you will no longer be subject to, or under the protection of, the privacy and security policies of our website. We encourage you to read and evaluate the privacy and security policies of the site which you are entering, which may be different than those of ours.

Please note that Virtual Branch will not be available starting at 2:30pm on Thursday, 10/31. As part of our merger, we will be integrating the Mendo Lake Credit Union and Fort Bragg Community Federal Credit Union Virtual Branch systems. Staff will work as quickly as possible to complete the task, and we expect the system to be available the afternoon of Saturday, November 2nd.

To ensure that all members receive ample notice of this service interruption, this informational page will be displayed every time you log into Virtual Branch through the end of October. Thank you for your patience as we make this transition!

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