Our offices will be closed on Thursday, 11/26. We will be open on Friday, 11/27, from 9am to 3pm. Happy Thanksgiving!

Fees for Services

Checking Accounts

Regular Checking Monthly Service ChargesFREE
Interest Bearing Checking Monthly Service Charges$6.00
NSF Items (EFT, Check or ACH paid)$30.00
NSF Items (EFT, Check or ACH returned)$28.00
Stop Payment Fee$28.00
Check Copy (two per statement at no charge)$3.00
Personal/Business Account Temporary Checks (printed in branch)$1.00
Deposited item returned unpaid (drawn on same maker’s account)$28.00
Second Chance Checking Account$10.00

Business Checking Accounts

Business Checking (average daily balance under $1000)$9.00
Second Chance Business Checking$19.00

Mobile & Online Services

SPRIG (Mobile Banking)FREE
Virtual Branch (Online Banking)FREE
eStatements (electronic statements)FREE

Safe Deposit Box Rental Fees


Miscellaneous Safe Box Fees

Payment Default Closure by MLCU$200.00
Box Surrendered With No Keys$200.00
Box Surrendered With 1 Key (Lock Change)$40.00
1 Key Duplication - Retaining Box$15.00

Miscellaneous Account Fees

Cashier’s Check (not made payable to member)$5.00
Account History Printout/Statement Copy$3.00
Statement Copy$3.00
ATM/Debit Card Replacement$10.00
ATM/Debit Card Replacement - rushed by member$75.00
Notary Service for Non MLCU Documents (per signature)$10.00
Quarterly Dormant Account Fee$10.00
Deposited or Cash Paid Returned Item$10.00
Account Research (per hour, prorated at 15 min.)$25.00
Early Closure Fee (within 90 days of opening acct)$10.00
Return Mail$5.00
Phone Payment Fee$5.00
Levy/Subpoena Processing Fee$50.00

Wire Transfer Fees

Outgoing Domestic$25.00
Outgoing International$40.00

IRA Accounts

IRA Annual Fee$25.00
sidebar slide image sidebar slide image sidebar slide image

By accessing the noted link you will be leaving our website and entering a partner site which is hosted by another party. Please be advised that you will no longer be subject to, or under the protection of, the privacy and security policies of our website. We encourage you to read and evaluate the privacy and security policies of the site which you are entering, which may be different than those of ours.

Please note that Virtual Branch will not be available starting at 2:30pm on Thursday, 10/31. As part of our merger, we will be integrating the Mendo Lake Credit Union and Fort Bragg Community Federal Credit Union Virtual Branch systems. Staff will work as quickly as possible to complete the task, and we expect the system to be available the afternoon of Saturday, November 2nd.

To ensure that all members receive ample notice of this service interruption, this informational page will be displayed every time you log into Virtual Branch through the end of October. Thank you for your patience as we make this transition!

MLCU Logo Image