Manufactured Home Loans

MLCU will now finance the purchase or refinance of manufactured homes installed in established parks of 25 spaces or more.

  • Manufactured homes need to be a model year of 1977 or newer
  • Maximum financed amount is 80% of purchase price, or 80% maximum loan to value for refinances
  • Term is based on age of home:

           Homes less than 20 years = maximum term is 20 years

           Homes 21-24 years = maximum term is 15 years

           Homes 25 years or older = maximum term is 10 years

  • Extremely competitive rates

  • Cash-out option available

  • Double and single wides are eligible


Current manufactured home loan rates

Month of June 20174.99%
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Please note that Virtual Branch will not be available starting at 2:30pm on Thursday, 10/31. As part of our merger, we will be integrating the Mendo Lake Credit Union and Fort Bragg Community Federal Credit Union Virtual Branch systems. Staff will work as quickly as possible to complete the task, and we expect the system to be available the afternoon of Saturday, November 2nd.

To ensure that all members receive ample notice of this service interruption, this informational page will be displayed every time you log into Virtual Branch through the end of October. Thank you for your patience as we make this transition!

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