Use your card at other institutions, retailers or the grocery store to get the cash you need to pay for purchases. There is no fee for using your MLCU card at the MLCU ATMs or at most retailers. The withdrawal limit is $500.00 per day.

INTRODUCING CHIP CARDS - Enhanced Security for your Debit and Credit Cards!

Mendo Lake Credit Union is now offering debit cards with chip technology. The embedded computer chip provides more security and wider international acceptance.  A microchip embedded in the card adds a new layer of protection against fraud for purchases made at the point of sale. Information programmed into the chip is personalized for your account and each transaction generates a unique code, adding an extra safeguard against unauthorized use and counterfeiting.  

If you have an existing MLCU account, you will be receiving your chip card in the mail between now and July 2017 (your new chip card may arrive before your current card expires). Once you receive your new chip card, please activate the card and destroy your old card.  Once your EMV card is activated, your old card will no longer work.

For frequently asked questions about MLCU chip cards, click here.

MLCU ATM Locations

526 S. State St., UkiahWalk up & Drive up
963 11th St., LakeportWalk up & Drive up
120 N Franklin St. Fort BraggWalk up
14866 Olympic Dr, Clearlake         Walk up
1000 Hensley Creek Rd, Ukiah               Walk up  (Mendocino College quad area)
635 Highway 20, UpperlakeWalk up (Running Creek Casino, inside near restaurant)

Rite Aid Store  ATM Locations (cash-dispensing only, no deposits - located inside the store)

1730 South Main St, Willits

680 South State St, Ukiah

490 South Main St, Fort Bragg

15025 Olympic Dr, Clearlake

Willits Skunk Train ATM Location (cash-dispensing only, no deposits - located inside the Skunk Train office)

299 East Commercial Street, Willits

Stay tuned - in the near future, we will be installing a full service ATM (deposits & withdrawals) at the Skunk Train Office in Fort Bragg!

You can also use any of the 30,000 ATMS in our network in the US and Canada, free of charge!  Use the CO-OP Network search tool to find ATMs near wherever you want to be. Take advantage of our surcharge-free processing and day/night access! The CO-OP Network was created for the benefit of credit unions and their members, and is a cooperative organization that allows individual credit unions to share the kind of innovative tools and expertise that used to be offered only by large national banks. This means capabilities such as a 24/7 link to your account, mobile and online banking, and the largest credit union-only network of surcharge-free ATMs.  


 Lost or Stolen ATM and Debit Cards

If your card has been lost, stolen or damaged call us immediately at 1.800.361.0075, 24 hours per day, 7 days a week.

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By accessing the noted link you will be leaving our website and entering a partner site which is hosted by another party. Please be advised that you will no longer be subject to, or under the protection of, the privacy and security policies of our website. We encourage you to read and evaluate the privacy and security policies of the site which you are entering, which may be different than those of ours.

Please note that Virtual Branch will not be available starting at 2:30pm on Thursday, 10/31. As part of our merger, we will be integrating the Mendo Lake Credit Union and Fort Bragg Community Federal Credit Union Virtual Branch systems. Staff will work as quickly as possible to complete the task, and we expect the system to be available the afternoon of Saturday, November 2nd.

To ensure that all members receive ample notice of this service interruption, this informational page will be displayed every time you log into Virtual Branch through the end of October. Thank you for your patience as we make this transition!

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