MLCU Visa cards are LOCAL and they offer EMV chips....the safer way to pay! EMV, also known as the "smart card" or "chip card", is a new payment technology that ensures more secure purchases than magnetic strips. Click here to learn more!

Apply for a card today!  Just visit your closest MLCU branch, or call 707-468-0161.

Visa Signature Rewards Card

• No annual fee

• Rewards Points for merchant gifts, travel vouchers or cash back

• Visa Cardholder Benefits such as Auto Rental Collision Waiver

• 24-hour Global Customer Service

Visa Traditional Card

• No annual fee, lowest rate card we offer

• Visa Cardholder Benefits such as Auto Rental Collision Waiver

• 24-hour Global Customer Service

Visa Share Secured Card

• Establish or rebuild your credit

• Easy to set up/Instant Approval with secured funds on deposit

• Visa Cardholder Benefits such as Auto Rental Collision Waiver

• 24-hour Global Customer Service

 *APR = annual percentage rate. New credit card accounts and/or increases are subject to approval. Standard APRs are determined at initial approval based on your FICO score & variable based on Wall Street Journal Prime Rate. To avoid paying interest on new purchases, you must pay your entire balance (including any balances transferred) each month by due date. Available credit & transfer limits apply. 

 More information: Download our Visa Disclosure PDF

By accessing the noted link you will be leaving our website and entering a partner site which is hosted by another party. Please be advised that you will no longer be subject to, or under the protection of, the privacy and security policies of our website. We encourage you to read and evaluate the privacy and security policies of the site which you are entering, which may be different than those of ours.

Please note that Virtual Branch will not be available starting at 2:30pm on Thursday, 10/31. As part of our merger, we will be integrating the Mendo Lake Credit Union and Fort Bragg Community Federal Credit Union Virtual Branch systems. Staff will work as quickly as possible to complete the task, and we expect the system to be available the afternoon of Saturday, November 2nd.

To ensure that all members receive ample notice of this service interruption, this informational page will be displayed every time you log into Virtual Branch through the end of October. Thank you for your patience as we make this transition!

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